![]() Main differences between KOHO Regular and KOHO Premium: So what do you get for this extra cost? Quite a lot. The KOHO Premium card has all of the fantastic features of the regular KOHO card, but it costs $9/month (or $84/year). You can use your KOHO app to receive direct deposits or paying your bills.įor a card that has no annual fee or monthly fee, KOHO has so many features that go above and beyond, which is why I made it one of my top virtual credit card picks. You can also send unlimited e-transfers from your KOHO account and earn rewards bonuses for shopping with select merchants. The card also lets you save some money on foreign transaction fees because the card only charges 1.5% instead of the typical 2.5 – 3.0%. ![]() This is a great option for those who can’t obtain a regular credit card due to poor credit and want to build it back up. This is over 30 times as much as many of the big banks in Canada.Īnother fantastic KOHO option is that you can build your credit by signing up for its Credit Builder service for $10/month. One killer feature I love about KOHO is that it has high-interest savings, where you can earn a decent 1.20% on your savings and spending account. You can also earn 5% cashback on select merchants. The KOHO Prepaid Mastercard comes with 1% cashback on groceries, plus billing & services made using the virtual card. The KOHO Prepaid Mastercard is a free virtual card that lets you earn cashback on all your spending, and it awards you bonus rewards when shopping from selected merchants.
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